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Grants, Credits and Assistance




Genesis Program - Offers home buyers free grant money to purchase a home.
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Housing Action Resource Trust - Assisting homeowners and first time home buyers with gift funds to cover initial home purchase expenses.
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Cornerstone Ministeries - A non-profit organization that provides down payment assistance gifts of up to three percent of the sales price for FHA home buyers.
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BuyersGrant, Inc. - Downpayment assistance grant programs for homebuyers.
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GiftAmerica - National non-profit offers down payment assistance to home buyers. Includes programs, guidelines, and application.
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American Home Partners - Sweat equity homeownership program which provides construction planning and oversight to owner-builders allowing for increased equity and lower mortgage debt at construction completion.
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California Cities Homeownership Authority (CCHOA) - Provides a no downpayment lease/purchase program designed to assist individuals at or below 140% of California median income in purchasing a home.
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City of Livermore Down Payment Assistance Program Guidelines - A short PDF-format document. Explains who qualifies and how the assistance must be used.
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Futures - Downpayment Gift Program - A program which provides cash gifts to homebuyers to offset downpayments for the purchase of a homes.
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HomeBuyerFunds.com - Searchable database of grants, loans, and incentives offered by government agencies.
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Responsible Home Ownership, Inc. - Offers a down payment assistance program for qualifying buyers and eligible homes.
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City of Columbus (Ohio) Downpayment Assistance - Program eligibility requirements and a list of participating lenders.
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Austin Housing Finance Corporation- First-Time Homebuyer Down Payment Assistance Program - Full details of eligibility and other program requirements. Austin, Texas.
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CalHFA-Homeownership Programs - Includes several targeted programs to help with the purchase of new or pre-existing homes. State of California, USA.
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Boulder County/Longmont Down Payment Assistance Program - Information regarding the Boulder County and City of Longmont's downpayment assistance program, procedure information and application documents. Colorado, USA.
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Home Buyer Gift Charity, Inc. - A public nonprofit charity designed to provide downpayment gift funds to homebuyers.
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The Nehemiah Program - A privately funded down payment assistance program.
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AHFA's Down Payment Assistance Program - Alabama, USA. Qualifications for and details of the program.
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City of Modesto Downpayment Assistance Program - California. Eligibility, application process, and other details.
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Esther Foundation - Nonprofit charity features homeownership grants, charitable giving programs, and charitable partners.
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The Center of Resources for Economic Education and Development, Inc. (CREED) - Nonprofit corporation offers down payment assistance programs to people who need help with a home purchase.
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National Housing Grant Foundation - Nonprofit charitable organization offering down payment assistance programs. Features information for buyers, lenders, and real estate agents. Based in Mequon, Wisconsin.
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